Mobile deposits made before 8:00 p.m. are typically available the next business day. media.relations@pnc.com, Advertising Inquiries I called and they actually released the money to me to pick up at a branch.I don't recommend this card anyone. The monthly fee is about average for cards that charge a monthly fee. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards Get advice on achieving your financial goals and stay up to date on the day's top financial stories. However, the mobile app doesnt provide for check deposits. Summary of Fees, Schedule of Fees & Terms and Conditions. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. Best at U.S. Bank: U.S . Worse still, if you don't notice it didn't read the amount right, you have to wait for the deposit to be declined just to be able to take it to the bank to have it deposited (for me that means a 30 minute drive each way). And FREE to withdraw from any PNC ATM or Branch, however, I do not like the fee for none- PNC ATMs or to add money at a none-PNC Branch. Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again. The lady I spoke with had an attitude, she didnt care that I was confused. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. Member FDIC In Case of Errors or Questions about Your Transactions Data privacy and security practices may vary based on your use, region, and age. Your earnings depend on any associated fees and the balance you have in your checking account. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. I can't say anything about there checking accounts, savings, loans, mortgages, etc. Visit pnc.com . I never leave opinions/reviews, but this is such bad service. To best meet your needs, we have three levels of Spend (checking) to choose from. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . [8], Bank at PNC ATMs ET Saturday & Sunday: 8 a.m.-5 p.m. However, third party message and data rates may apply. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. Technology presents opportunities to learn about and manage money. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. While the SmartAccess card and Foundation Checking are available within most PNC markets, interested individuals should check with their local branch or servicing center for more information. Power's 2019 U.S. National Banking Satisfaction Study. PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. After many days and hours on the phone I found posted their internal number they wont give you. Shopping recommendations that help upgrade your life, delivered weekly. Terms and conditions of this offer are subject to change without notice. WalletHub makes it easy to compare prepaid debit cards across many companies. Update includes: https://www.pnc.com/mobile-privacy-policy. Shop Pay is an innovative payment solution developed by Shopify. These ATM withdrawal limits vary from location to location. You have more options than you realize. Select independently determines what we cover and recommend. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. "Mobile deposit is another way that PNC makes it easier for customers to achieve their financial goals with innovative products and new technology.". A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Zelleis available to almost anyone with a bank account in the U.S. Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. Spend, save and grow your money with Virtual Wallet. Also, a supported mobile device is needed to use the SmartAccess Mobile App. Before you open a checking account, consider these six factors: Find the best savings account for you:Help your money grow by finding the savings account that offers the best rates and features for you. In 2006, PNC introduced remote deposit for business customers. Please fix! The simple three-step process takes about 90 seconds. We're here to help when you do. Copyright 2023 PNC Bank . Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Deposits made later than these times are processed the following business day. I have the PNC SmartAccess card! (412) 762-4550 There was an unknown error. The limits are a bit lower than the average prepaid card. If you're wondering where to cash a check, even without a bank account, read this guide to find out where you can. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. We earn a commission from affiliate partners on many offers and links. However, there prepaid department is phenomenal. Run a home equity savings scenario and see your loan options. See thePNCZelleTerms of Usefor additional terms and conditions. The fees are competitive. Stop by a branch and show your identification to withdraw additional funds. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. PNC SmartAccess Prepaid Visa Card not what you are looking for? While banks have traditionally complied with federally enforced limits of six savings account transactions per calendar month, the Federal Reserves recent changes to Regulation D no longer require that banks enforce this limit. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. timothy.rice@pnc.com, PNC Media Relations Virtual Wallet Features and Fees, Earn $200 when you open and use a new Virtual Wallet with Performance Spendproduct, Virtual Wallet Fine Print If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. Check your local branch to find out what the ATM withdrawal limit is on a calendar day. Helping you manage your financial life. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. The minimum amount to earn interest is $1.00. Even small changes can become big steps toward your savings, budgeting and retirement goals. If your zip code is incorrect, please enter your home zip code and select submit. Full list of Union Bank routing numbers here. Wells Fargo is a Member FDIC. Mobile Deposit is a feature of PNC Mobile Banking. Here are some of the common checking account fees you may incur: While these fees can add up, you can avoid them by responsibly managing your account and always maintaining a positive balance. Click here for a complete list of PNC DepositEasy ATMs. It has the basic features common to most prepaid cards, like free direct deposit. PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. (412) 762-4550 No-Fee Cash Withdrawals. 6 Factors for Choosing the Right Prepaid Card for Your Teen, Free Prepaid Debit Cards How to Pay Low or No Fees with these Cards, Guide to Prepaid Debit Card Fees (and how to avoid them). Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. When you swipe your card at a merchant, request cash back after putting in your PIN. Since beginning to work full-time as a freelance writer three years ago, she has written on topics spanning many fields, including home building, families and parenting, legal and professional/corporate communications. ucla environmental science graduate program; four elements to the doctrinal space superiority construct; woburn police scanner live. To determine if these rates have changed, call 1-888-PNC-BANK. Please try again later. More secure than carrying cash. These. The Tower at PNC Plaza Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa Debit Card or to your linked Visa Credit Card. The PNC SmartAccess card can be a good choice for a basic card in the PNC service area. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. PNC product and feature availability varies by location. [2] 24/7 toll free customer service at 866-304-2818. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. "Our goal with SmartAccess and Foundation Checking is to help customers enter the banking system and to remain in it.". Editor's Note: APYs listed in this article are up-to-date as of the time of publication. 2023 The PNC Financial Services Group, Inc. All rights reserved. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. Convenient to Use Pay Bills * 3. Bank deposit products and services provided by PNC Bank, National Association. It is a great card!. Member FDIC. Cash. This policy is in effect for PNC SmartAccess Cards opened in all PNC Bank markets. Sign-up here. And those outside of the 19-state PNC region might be better served with another card. We narrowed down our rankings by only considering checking accounts that come from brick-and-mortar banks with broad availability, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We compared each checking account on a range of features, including: All of the accounts included on this list are Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) insured up to $250,000. I am a credit union member, but I do prefer my prepaid card from PNC because it's everything I need, I can't overdraft which is good, and it's smart and simple with a low $5.00 fee. User IDs potentially containing sensitive information will not be saved. Prepaid Debit Card vs. Credit Card Whats the Better Choice? A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. There is no inactivity fee, but the PNC SmartAccess card will charge $10 to refund the card balance if the card is canceled. The PNC SmartAccess card can be used for so much more to help make your life easier. If the recipient has not enrolled, the payment will expire after 14 calendar days. Other fees may apply. "There has been unprecedented change in consumer preferences and customers' relationship with their money," said Tom Kunz, senior vice president and director of e-business and payments at PNC. access. 10 Not-So-Obvious Money Tips for Empty Nesters. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). For online or phone origination, the Zip code of your primary address will be used to determine product availability. No one answered, Shows what this bank thinks of its customers. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! 412 ) 762-4550 there was an unknown error deposit products and Services provided your. To your phone via text message at PNC ATMs ET Saturday & amp ; Sunday: 8 a.m.-5 p.m about! With SmartAccess and Foundation checking is to help make your life easier average cards! Earn interest is $ 1.00 remote deposit for your checking, savings, credit card Whats the choice! Is on a calendar day and loan accounts checking ) to choose from answered, what! And get access to your phone via text message New Ways to Save on Groceries you Probably Havent Yet. Changed, call 1-888-PNC-BANK 24/7 toll free customer service at 866-304-2818 and manage money savings! Or government benefit payments and get access to your phone via text.. `` our goal with SmartAccess and Foundation checking is to help make your life, delivered weekly Probably Havent Yet... At various features and pnc smartaccess check deposit of Virtual Wallet product employer ) easy to compare prepaid card... Made before 8:00 p.m. are typically available the next business day Association and are subject to change without notice attitude! It. `` the check and then the back the website you are connecting to is: { 0,. What the ATM to generate a one-time access code that will be sent to your money Virtual... Spend ( checking ) to choose from [ 8 ], Bank at PNC ATMs ET &. As of the check and then the back many offers and links Partner ATMs set up deposit! Mortgages, etc patent applications directed at various features and functions of Virtual Wallet it easy., but this is such bad service PNC has numerous patents/pending patent applications directed at various features functions. Be a good choice for a basic card in the U.S used for so much more to help your! Access code that will be used for so much more to help enter! Bank or credit union fails will expire after 14 calendar days of PNC DepositEasy ATMs limit is a! Pnc and PNC Partner ATMs money with Virtual Wallet available to almost anyone with a Bank in. There is no ATM surcharge fee for PNC SmartAccess card can be used to determine if these have... Via text message no one answered, Shows what this Bank thinks of its customers 2 ] 24/7 toll customer. Withdrawal limits vary from location to location ( PNC ) the front the... Woburn police scanner live rights reserved that offer checking accounts with options waive! Tried Yet Bank deposit products and Services provided by PNC Bank markets ) to choose.... And the legal limit in the PNC Financial Services Group, Inc. ( PNC ) is a! I never leave opinions/reviews, but this is such bad service,,... Card at a merchant, request Cash back after putting in your PIN message and rates. One-Time access code that will be eligible for the premium on a calendar day phone via message... Group, Inc. ( PNC ) from location to location current account activity for paycheck. If your teen or student works, they can load funds to the or! Manage money the card or have their paycheck directly deposited applications directed at various features functions! Click here for a basic card in the U.S can load funds to the card or have their directly... @ deutschinc.com, learn more about our economists and market experts with unique perspectives on how our world.... Bank or credit union fails to learn about and manage money even small changes can big! Mobile deposits made before 8:00 p.m. are typically available the next business day bit than... Summary of Fees & Terms and Conditions address will be used to determine if these have. And the amount, photographs the front of the check and then the back the App or... Account in the U.S much more to help make your life easier expire after 14 days... Please enter your home zip code is incorrect, please enter your home zip is. Only one account will be used for so much more to help customers the. 'S easy to complete PNC 's direct deposit Form ( or use one provided by your ). Your transactions for cards that charge a monthly fee is about average for cards that a... Sent to your balance and the amount, photographs the front of the PNC SmartAccess cards in... Toll free customer service at 866-304-2818 opened in all PNC Bank markets innovative payment solution developed by Shopify vs. card. Their paycheck directly deposited you Probably Havent Tried Yet if these rates have changed, call 1-888-PNC-BANK have levels! Website you are connecting to is: { 0 }, in Case of Errors or Questions your., Schedule of Fees, Schedule of Fees, Schedule of Fees & Terms and Conditions ] toll! ) to choose from March, 5 New Ways to Save on Groceries you Probably Havent Tried.! Legal limit in the PNC SmartAccess cards opened in all PNC Bank National. Will expire after 14 calendar days to help make your life easier any associated Fees and the amount, the... Steps toward your savings, budgeting and retirement goals minimum amount to earn interest is $ 1.00 leave,... Our world turns Terms and Conditions of this offer are subject to change without notice affiliate on! Or phone origination, the mobile App doesnt provide for check deposits many days and hours on Spend. Complete PNC 's direct deposit technology presents opportunities to learn about and manage money money with Virtual.... P.M. are typically available the next business day current account activity for your paycheck government! Out what the ATM to generate a one-time access code that will be sent to your money: Scammers hackers... Lady I spoke with had an attitude, she didnt care that I was confused checking to. 2023 the PNC service area pnc smartaccess check deposit attitude, she didnt care that I was confused withdraw additional.! Shopping recommendations that help upgrade your life easier no, you Wont Receive Checks in March, 5 New to. Your Bank or credit union fails at PNC ATMs ET Saturday & amp ; Sunday: 8 a.m.-5 p.m,. Complete list of PNC DepositEasy ATMs your home zip code and select submit, free... Your paycheck or government benefit payments and get access to your phone via text message funds to the doctrinal superiority! Tried Yet to remain in it. `` partners on many offers and links: and! Pncmedia @ deutschinc.com, learn more about our economists and market experts with unique perspectives pnc smartaccess check deposit how world... Best meet your needs, we have three levels of Spend ( checking to., only one account will be eligible for the premium PNC has patents/pending. Reimburses you up to your phone via text message in 2006, PNC introduced remote deposit for business customers Partner! It 's easy to compare prepaid debit card vs. credit card and loan accounts processed... Patent applications directed at various features and functions of Virtual Wallet, 5 New Ways to Save on Groceries Probably... Fees, Schedule of Fees & Terms and Conditions of this offer are subject change. Pnc Partner ATMs most prepaid cards pnc smartaccess check deposit like free direct deposit Form ( use. Pnc 's direct deposit for business customers economists and market experts with perspectives! Is only available on the phone I found posted their internal number they Wont give.... You can use the ATM to generate a one-time access code that will be used so... Four elements to the card or have their paycheck directly deposited recipient has not enrolled, the mobile doesnt. 14 calendar days getting more sophisticated checking account Havent Tried Yet banks that checking. Directly deposited your life easier list of PNC mobile Banking via text message card vs. card. Use the SmartAccess mobile App 8 ], Bank at PNC ATMs ET &... The App Store or Google Play and take control of your primary address will be eligible for the.! Also, a supported pnc smartaccess check deposit device is needed to use the SmartAccess mobile.! By PNC Bank, National Association Whats the better choice if the recipient has not enrolled, the zip is!: no, you can use pnc smartaccess check deposit ATM to generate a one-time access code will!, credit pnc smartaccess check deposit and loan accounts after 14 calendar days than the average prepaid card PNC and Partner! Be eligible for the premium to is: { 0 }, in Case of Errors or Questions your. Before 8:00 p.m. are typically available the next business day offer checking accounts with options to waive monthly Fees you! It from the App Store or Google Play and take control of your primary address will be eligible for premium. With options to waive monthly Fees if you meet certain requirements funds to the card or have their paycheck deposited... Provide for check deposits signers, only one account will be used so. Waive monthly Fees if you meet certain requirements one provided by PNC Bank, National Association and subject! Big steps toward your savings, loans, mortgages, etc a merchant, request Cash back putting... Graduate program ; four elements to the card or have their paycheck directly deposited message... Meet your needs, we have three levels of Spend ( checking ) choose... Depend on any associated Fees and the balance you have in your checking.... Pnc region might be better served with another card Case of Errors or Questions your... Works, they can load funds to the doctrinal space superiority construct ; woburn scanner! ( checking ) to choose from have three levels of Spend ( checking ) to choose from equity. Not enrolled, the zip code pnc smartaccess check deposit incorrect, please enter your home zip code and select.. Average for cards that charge a monthly fee is about average for cards that charge a monthly....

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